Settling runway planner
What will your move really cost? Monthly cost-of-living figures leave out the expensive part: the first months. Enter your own quotes and estimates — we don't fill in prices, because a guess for someone else's move isn't a plan for yours. Everything stays on this page; nothing is saved or shared.
Currency you're planning in
One-time move costs Visa fees, background checks, apostilles Check the consulate's official fee page. Sworn translations & notary Ask two certified translators for quotes. Lawyer or relocation support Ask for a fixed-fee quote in writing. Health insurance paid upfront Some visas require a year paid in advance. Flights & extra baggage Shipping or storage of belongings Pet vet checks, transport, import fees
Housing setup Temporary stay while you search Many people budget 4–8 weeks. Rental deposit & advance rent Ask agents how many months they expect from newcomers. Agency fees Furnishing & household basics
Monthly living costs (once settled) Rent Utilities, phone, internet Groceries & eating out Ongoing insurance, medicines, care Transport Everything else
Your safety margins Months of living runway Money kept liquid while banking, residency and tax settle. Buffer for surprises (%) Exchange-rate swings, delays, repairs. Savings set aside for the move
Your first-year runway
One-time move costs 0
Housing setup 0
Living runway (6 × 0) 0
Buffer (10%) 0 Total to have ready
0
Add your first figures to see the total.
A planning aid, not financial advice. Confirm fees with official sources and speak to an independent adviser about tax and pensions.